Knowing the exact term an examiner expects is where accuracy marks are won and lost. Paraphrasing "cholesterol" or "bail" costs you; knowing the precise Punjabi word doesn't. Below is a sample from every one of the 12 NAATI CCL domains. The full pack has 390 terms with pronunciation — grab it free at the bottom.
Health
| English | Punjabi | Pronunciation |
|---|
| blood pressure | ਬਲੱਡ ਪ੍ਰੈਸ਼ਰ | bladd praishar |
| prescription | ਨੁਸਖ਼ਾ | nuskhaa |
| diagnosis | ਤਸ਼ਖੀਸ | taskhees |
| symptom | ਲੱਕਚਣ | lakkhan |
Legal
| English | Punjabi | Pronunciation |
|---|
| magistrate | ਮੈਜਿਸਟ੍ਰੇਟ | magistrate |
| plaintiff | ਮੁਦਈ | mudai |
| defendant | ਮੁਦਾਲਾ | mudaalaa |
| solicitor / lawyer | ਵਕੀਲ | vakeel |
Immigration
| English | Punjabi | Pronunciation |
|---|
| permanent residency | ਸਥਾਈ ਨਿਵਾਸ | sthaai nivaas |
| skilled migration | ਕੁਸ਼ਲ ਪ੍ਰਵਾਸ | kushal pravas |
| points test | ਅੰਕ ਪਰੀਖਿਆ | ank parikhia |
| sponsorship | ਸਪਾਂਸਰਸ਼ਿਪ | sponsorship |
Education
| English | Punjabi | Pronunciation |
|---|
| enrolment | ਦਾਖਲਾ | daakhlaa |
| scholarship | ਵਜ਼ੀਫ਼ਾ | vazeefaa |
| tuition fee | ਟਿਊਸ਼ਨ ਫੀਸ | tuition fees |
| academic transcript | ਅਕਾਦਮਿਕ ਟ੍ਰਾਂਸਕ੍ਰਿਪਟ | academic transcript |
Financial
| English | Punjabi | Pronunciation |
|---|
| bank account | ਬੈਂਕ ਖਾਤਾ | bank khaataa |
| interest rate | ਵਿਆਜ ਦਰ | vyaaj dar |
| mortgage | ਮੌਰਟਗੇਜ | mortgage |
| superannuation | ਸੁਪਰਐਨੁਏਸ਼ਨ | superannuation |
Housing
| English | Punjabi | Pronunciation |
|---|
| rental agreement | ਕਿਰਾਏ ਦਾ ਇਕਰਾਰਨਾਮਾ | kiraae daa ikraarnaama |
| bond | ਬੌਂਡ | bond |
| lease | ਲੀਜ਼ | lease |
| landlord | ਮਕਾਨ ਮਾਲਕ | makaan maalak |
Social Services
| English | Punjabi | Pronunciation |
|---|
| Centrelink | ਸੈਂਟਰਲਿੰਕ | Centrelink |
| disability support pension | ਅਪੰਗਤਾ ਸਹਾਇਤਾ ਪੈਨਸ਼ਨ | apangta sahaaitaa pension |
| carer payment | ਸੰਭਾਲਕਰਤਾ ਭੁਗਤਾਨ | sambhaalkarrtaa bhugtaan |
| family tax benefit | ਪਰਿਵਾਰ ਟੈਕਸ ਲਾਭ | parivaar tax laabh |
Consumer Affairs
| English | Punjabi | Pronunciation |
|---|
| complaint | ਸ਼ਿਕਾਇਤ | shikaayat |
| refund | ਵਾਪਸੀ | vaapasee |
| warranty | ਵਾਰੰਟੀ | warranty |
| consumer rights | ਖਪਤਕਾਰ ਅਧਿਕਾਰ | khapatakaar adhikaar |
Employment
| English | Punjabi | Pronunciation |
|---|
| resume | ਬਾਇਓਡੇਟਾ | biodata |
| job interview | ਨੌਕਰੀ ਇੰਟਰਵਿਊ | naukree interview |
| work rights | ਕੰਮ ਦੇ ਅਧਿਕਾਰ | kamm de adhikaar |
| Fair Work | ਫੇਅਰ ਵਰਕ | Fair Work |
Insurance
| English | Punjabi | Pronunciation |
|---|
| policy document | ਪਾਲਿਸੀ ਦਸਤਾਵੇਜ਼ | policy dastaavez |
| premium | ਪ੍ਰੀਮੀਅਮ | premium |
| excess | ਐਕਸੈੱਸ | excess |
| claim form | ਦਾਅਵੇ ਦਾ ਫ਼ਾਰਮ | daave daa form |
Business
| English | Punjabi | Pronunciation |
|---|
| ABN | ABN | ABN |
| ACN | ACN | ACN |
| GST registration | GST ਰਜਿਸਟ੍ਰੇਸ਼ਨ | GST registration |
| sole trader | ਇਕੱਲਾ ਵਪਾਰੀ | ikallaa vapaari |
Community
| English | Punjabi | Pronunciation |
|---|
| local council | ਸਥਾਨਕ ਕੌਂਸਲ | sthaanak council |
| community centre | ਕਮਿਊਨਿਟੀ ਸੈਂਟਰ | community centre |
| volunteer | ਸਵੈ-ਸੇਵਕ | swai-sevak |
| public transport | ਜਨਤਕ ਆਵਾਜਾਈ | jantak aavaajaaee |
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Get the full 390-word vocabulary pack
Every term across all 12 exam domains — in your language, with script and pronunciation. Emailed free.
How to actually use this vocabulary
Don't just read it. Cover the Punjabi column, say each term out loud from the English, and mark anything you stumble on twice. Drill those in short daily sessions, then practise them inside real dialogues so the words come to you under time pressure — that's what the Punjabi practice dialogues are for.